Glad you got your money, don't throw out the baby with the bath water though. Not all out of state clients are jerks, I have never (crossing fingers) had one go bad that paid with a credit card.
Part of doing business with the public is dealing with a few jerks. I find that most people that are hiring me to protect their interests are generally good folks and are a pleasure to work with.

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Jim Luttrall
Mr. Inspector.net, Inc.
Allen, Texas 75002