Aaron,
I agree with those who have posted favorable comments about Whisper Solutions products. Great products, great service.
As Mike noted Whisper PI is easier to deal with at first. Whisper Reporter takes a lot more digging in, but is fantastically (hmmm is that a word?) customizable.
Larry White and Eric Himmer developed Whisper PI around the Texas TREC form. They also have a WDI module so you can do it all in one and deliver in the same PDF file. Drawings and all.
I was fortunate to have worked with them on the beta development of Reporter for over a year before it was released.
Whisper Computer Solutions, Inc. - Home of WhisperPI, Property Inspection Report Software