There's a large C-21 firm here in the Dallas area that for a long time now has not placed any HI on their list who hasn't had E&O.

A friend of mine in the biz took out E&O just to get on that list and has done quite well being that not many others were carrying E&O.

I have never paid to be on a list and not going to. I'll carry the E&O when the time comes that I have to but for now I'm not.

JMHO

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Rick Hurst_Home Works Inspection Co_Rockwall TX
In the words of Mike Tyson.... "Everyone has a plan until they get hit inda mouf"