Jerry not to question you, but I did an inspection in a newer home last week. The buyer was a older gentleman who owned a large electrical business and is an longtime electrician himself. As we looked at the distribution panel, there were some neutral wires that were doubled up under one lug. I stated this is not allowed and he agreed, and then said but if the panel states it is rated for this, it is OK. We read the fine print on the panel and sure enough it did state that two wires could terminate under one lug. Now the question is, is this still wrong even though the manufacture states it is OK?