The fee to remove the limit of liability - somewhere in the contract there is a paragraph that limits the inspector's liability to the fee paid for the inspection. The option to remove that limit is made optional with a special clause where the client pays an additional sum to remove the limit of liability. You put something very high in there. I use $2,500.00 which is the deductible for my E&O coverage. No one has yet taken the option. You could put anything there. Heck put in $7,500, which would cover the deductible and pay for an independent video recording service to record everything said and done.

Don't overlook arbitration. My E&O requires a Binding Arbitration paragraph. My standard real estate transaction pre-printed contracts have it but the maintenance and new construction (pre-drywall) contracts didn't. I included an arbitration addendum to those contracts.