Ed.. never tried the above mentioned.
Home gauge does have a great rep as do the others.
Whisper seems to be a favorite in Texas.
I use Horizon which is the best on-line software , fast and plenty of illustrations built in to make the report look great.
That being said I am not sure why I would ever need a word based program as one can load canned comments and such on to a cheap multi-clipboard program and have greater control of the final product.
If that is what you are looking for however then Inspect Master is cheaper at I believe 599.00.
If you just want to get your feet wet and practice go over to Report Host for at least 10 free copies.It is web based but not PDF enabled which is probably the preferred delivery method for the pros.