Jim, I'll assume that there is no structural beam at the ridge. Load transfer is always a consideration for me and if something seems lacking then I question it. For some reason, I have noticed that when a poorly framed home reaches 25 - 30 years the signed of sagging/deflected framing begins to become apparent. If I have a situation where a condition is in question, and I cannot satisfy my concern, then I report it is such. For example, "Could not confirm proper fastening of joist/rafter junctions."

Of course I really want to be sure such a statement is warranted and that I haven't missed something before I write a comment like that.

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Eric Barker
Moraine Woods Consulting, Inc.
Barrington, IL