Originally Posted by
Scott Patterson
Has anyone ever heard about this? I would think that Earthquake insurance would only cover a seismic event and not soil shrinkage from a drought.
Scott,
I have not heard of that, and I first thought the same thing as you when I read your post, then (me thinking is always dangerous) ...
.... I thought about what earthquake in$urance would cover:
Earth movement.
If the earthquake in$urance covered 'movement of the earth' without specifying that is was a seismic event (in which case they would be obligated to define a seismic event) then, expansive soil and sink holes are both 'movement of the earth' events as well as problems related to nearby blasting operations.
I looked up some definitions on
Merriam-Webster Online , the Merriam-Webster on-line dictionary and followed 'earthquake' thorough it links, which includes 'upheaval' through to 'upheaving' which took me to 'lift', and 'movement of the earth' could then include expansive soils, and, possibly, sink holes (when the hole opens, sometimes the earth around it 'lifts').