The way I read it the AG is saying insurance has different names and the law couldn't hope to know all of the names insurance providers label differing policies. Therefore, ere to wit, notwithstanding, et cetera, et cetera, et cetera...we must have insurance that covers us if we're negligent or incompetent. Dropping a ladder on your client's car may be negligent or incompetent -- or maybe just an accident and requires an insurance for "jes such an emergency" (In my best Foghorn Leghorn voice).

But performing an inspection in a negligent manner -- needs an insurance that covers such.

Viva E&O!!

I bought mine last month thinking the AG might rule like this.

Oh, well. I guess my prices will have reflect the additional expense as Gov. Perry stated when he mentioned that the consumer would ultimately have to pay for this increase.

Bruce