Hip waders and chain-mail armor won't help on this one. And there was a rather large legal claim in ND not too long ago with an inspector in Bismarck (my sister & husband live there) that caused quite a stir and change in the ND state regulation/legislation of HI's.

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Cheers - Nolan E. Kienitz, HCRI
Dallas Home Inspector
www.NolansInspections.com