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Re: Home Watch Service
Lee,
You shouldn't need anything other than general liability ... to cover you for the thing *you* break while *you* are there.
Going to by to check on a home and report 'what has happened since your last visit' should not open you to any liability.
While in South Florida, my brother-in-law and I were going to set one up as I had a lot of out of town clients with high end homes, but after watching what many of the other people did who offered that service, and to cater to an affluent clientèle, we would have to meet people there for all kinds of reasons. The time involved would not let us do what we were doing and do that too, so we never started it up.
Maybe other areas have less demanding (time-wise) customers? There was money to be made, but we would have needed to hire several people to allow us time to do other things or take time off, and then you have to worry about 'what the employees' are doing ... and not doing - therein was the liability for us.
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