John, I contacted James River Directly about their E&O program. See response below. It's possible the person responding is unaware of their products, but I'd check into it.

Kevin Healy

Mr. Healy,

James River Insurance Company does not write Home Inspectors E&O. We do have a Professional Liability Division, however Home Inspectors is an excluded class.

I’m sorry we are unable to help you with your risk.

Thank you and have a good day.