Hey Gary,
Don't really know how to respond to what you've expressed.
Ya, not an impressive batting average.

You're in a bit of a situation; the E&O insurance that is so important to protect us from litigation is so very costly, but since you aren't covered, it causes you to be so paranoid that you are fearful of putting yourself out there.

Insurance does to a degree, remove some of the paranoia but we are all litigation conscious which I believe tends to benefit the profession. One of the positive aspects of the fear is that it tends to make the inspector more diligent, thorough, careful, articulate, better at his job, which benefits us all as professionals.

The insurance I think, is as expensive as all get out, but I wouldn't dream of engaging a client or setting foot on that clients prospective property without it. Whatever way you look at it, being insured is the best course.

I'm wondering Gary, is it because of the fear of litigation that holds you back from promoting your business, or that you are not sure of how to promote it?

Rick