Originally Posted by
Royce Barry
It costs you nothing to file a claim. When in doubt, file a claim, If there is damage in your area or you see neighbors homes being inspected, file a claim. Find a General Contractor experienced in insurance claims, capable of performing all repairs on your property (not just a roof), and have them there to converse with the adjuster day of inspection. This is the absolute best and most cost effective way to deal with hail damage. Have your "pro" meet their "pro". *Hint - inquire how to offset your deductible through an advertising arrangement with your contractor.
Royce -
claimimpact@gmail.com
It is true that it might not "Cost" you anything to file a claim, but the insurance company still looks at it as a "Claim" and it can have an impact on you if you file too many claims. All claims regardless of payout are considered a to be a claim. The insurance company still has to pay the adjuster, so even this small amount is considered to be a loss. A little know fact that is not widely disclosed.