I do a fair amount of REO's. For those inspections, I bring my pad to write, flashlight and camera. No tools otherwise whatsoever.
It's NOT a home inspection. It is a Building Assessment or Property Condition Report.
If utilities are off, they are staying off.
Let's say the water is off. I check the various components as usual. But at the top of the report page for plumbing it will state something like:
'Water to the property was off at time of inspection. Condition of pipes, faucets or other plumbing components could not be verified. I suggest you verify such conditions prior to making final decisions on this property. Substantial cost will be involved to repair any broken pipes or components'.
Same type of disclaimer on other utilities.

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Accurate Inspections & Consulting, Inc.
773/844-4AIC
"The Code is not a ceiling to reach but a floor to work up from"