It appears to me that the real estate agent, appraiser and lender were partners in crime. I am not implying the home inspector in this case committed a crime. My guess is that the real estate agent got the $139 home inspection knowing that nothing serious would be uncovered. (No one really expects a good home inspection for $139, do they?)

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"Baseball is like church. Many attend but few understand." Leo Durocher
Bruce Breedlove
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