New Kansas H.I. / need Insurance

[Howard Magathan]

Hello to all.

I'm looking for some help in finding general liability insurance at a fair price. The "NEW" Kansas Home Inspectors Board requires a min. of $100,000.00. I got a quote from my local agent for $2,500.00. That sounds way out of line, to me. I'm thinking it should be more in the $400.00 to $500.00 range?

Thanks for your help
Howard Magathan
Emporia, Kansas

[David McGuire]

Howard have you called Allen Insurance? 800-474-4472 or you can try the web page allenins.com

[Howard Magathan]

David,

Thanks for the info. I will check into it.

I've been doing ( ASHI ) inspections, part time, since 1989, but was never "required" to have insurance before. Oh well; I want to do every thing "by the book" as I plan to become a full time inspector in Kansas.

Howard Magathan
Emporia, Kansas

[Bob Garza]

Call Wally Glaser in St. Louis.

His # is 314.725.8394 extension 278.

I'm going to purchase my insurance through him.

He's super helpful and his rates are very reasonable.

[Trent Tarter]

Howard,
When checking around for insurance be aware of the difference between general liability and professional liability AKA errors and omissions (E&O) insurance. I get my E&O through OREP. They have good rates are pretty easy to deal with. General liability covers you for things like your ladder falling on a home owners Mercedes, it will not protect you from clients suing you for something you missed.