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View Full Version : Stand alone General Liability Insurance?



Jade Bos
07-16-2007, 08:47 AM
I am just getting started in the business and am looking to do some ride alongs with Hi's in the area.
For this I believe I need my own general liabilty insurance so they ( the mentoring HI) and I am covered. I contacted FREA and they do not offer a stand alone liability policy.

I am curious if anyone knows other providers who may offer stand alone general liability policy without the $3500 E&O policy.

I would also devour and appreciate any advice that members could give a new guy when it comes to insurance.

I am in the process of incorporating as an LLC.

Thanks again,
Jade Bos

Scott Patterson
07-16-2007, 10:50 AM
Contact the company that you have your homeowners or car insurance with. Most will write business liability coverage. My GL is with Shelter Insurance and my E&O is now with BRP.

John Arnold
07-16-2007, 11:01 AM
All I know is, I tried to get GL when I was doing ride-alongs, and couldn't. I talked to a company that does insure home inspectors, but they told me that since the jobs I would be attending weren't "mine", they couldn't sell me coverage. Actually what they said was that they could sell me coverage, but that it wouldn't really cover me if something happened. Sheesh.

Mitchell Captain
07-16-2007, 01:24 PM
Try this number 561.968.5320. It's Dixie Specialty Insurance Lake Worth

Jade Bos
07-16-2007, 06:30 PM
Thanks for the replies guys - this forum is a great!

I'm talking to a couple of insurance people tommorrow. I'll post any pertinent findings.

Jade Bos

Jerry Peck
07-16-2007, 08:37 PM
Try this number 561.968.5320. It's Dixie Specialty Insurance Lake Worth

That's who I had my GL through also.

Mitchell Captain
07-17-2007, 05:49 AM
She shells gave me that number many moons ago and I've use them ever since.

Captain

Ben Garrison
07-17-2007, 04:05 PM
Allen Insurance will write stand-alone General Liability.

If you try the company who writes your homeowners and/or auto, see if they will cut you a multi-line discount. Worth a try at least.

Ben

Stuart Brooks
02-13-2009, 09:20 AM
Allen Insurance will write stand-alone General Liability.

If you try the company who writes your homeowners and/or auto, see if they will cut you a multi-line discount. Worth a try at least.

Ben

Yep! They sure do! Just have a spare leg or arm handy? IF you buy E&O with them, GL is a low cost inclusion. However, the GL by itself cost is around double. I paid $684 for 300K. A contractor can get $1M coverage for $200-300. Heck! The auto $1M liability policy that includes our teenage daughter is more reasonable (proportional risk) :confused:

Stuart Brooks
02-13-2009, 09:22 AM
That's who I had my GL through also.

For those who might be interested, please note they're only licensed in Florida.

Richard Rende
06-17-2011, 01:04 PM
I can easily place General Liability and/or Professional Liability insurance for home inspectors in the state of CO.
A stand alone General Liability insurance policy is very easy to write, and can be done in no time at all.
The name of my company is Mountain West Insurance & Financial Services, LLC.
My name is Richard Rende.
You can reach me at 970-375-9600
Thanks :)