Nick Ostrowski
06-01-2012, 05:48 PM
So I have a past client for whom I've done two inspections. The 2nd inspection which I performed a few weeks ago went pretty well from a defect standpoint. The ceiling joists in the basement had extensive termite damage but the repairs made were some of the best I've ever seen. I notated in my report that there was termite damage on multiple ceilings joists in the basement and that the repairs appeared satisfactory.
Fast forward to early this week and I get a call from the buyer's realtor who says the bank (Bank of America) needs a letter stating that repairs were made to the termite damaged ceiling joists. I stated that my report covered this but the realtor didn't want to provide that page of the report to BOA as I had mentioned the presence of mold on some drywall and BOA would likely hold things up if they saw that. Trying to be helpful, I told the realtor I would put together a letter on my letterhead stating repairs appeared satisfactory but my letter would be nothing more than a copy and paste of the verbiage in my report. She said that would be fine. I put the letter together, print it to PDF, and e-mail it to the realtor to pass along to BOA.
Well, BOA nixed my letter because I didn't sign it. OK. I print out the letter, sign it, scan it, and e-mail it to the realtor. She calls me again today saying BOA won't accept this letter because....get this.....they can't read my signature and my name does not appear in print next to my signature. WTF????? It's a signature. That's how I sign my name. They want me to include my name in print near the signature AND they want me to redo my signature so they can read it. HUH??????? I've never heard such a moronic request. Never mind that my full name and company info appear in clear black lettering at the lower right-hand corner of the page. Who the f#ck do they think is signing the letter? How many of the letters in my name do they want to see in full formation to be satisfied? Absolute morons. And they are in control of millions of dollars. The last time I redid my signature was when I went to catholic grade school, and I am not doing it for these jackasses.
I called the realtor and told her my signature is my signature. I'm not changing it or resigning to satisfy these idiots. I'm not getting paid for this and I'm only doing it to try and help the buyer and BOA is wasting everybody's time. I told the realtor I would agree to a 3rd version and this is it. But......BOA has to first send me something outlining what they are looking for. IF, and only IF, I find their request agreeable, I will do this one last time. But there will be no changes to the content of the letter or the verbiage.
This is the last time I try to be helpful with one of these letters. BOA tries to make it seem like it is the inspector who is holding up the loan when they are the ones slowing things down with their dumbfounding demands.
Fast forward to early this week and I get a call from the buyer's realtor who says the bank (Bank of America) needs a letter stating that repairs were made to the termite damaged ceiling joists. I stated that my report covered this but the realtor didn't want to provide that page of the report to BOA as I had mentioned the presence of mold on some drywall and BOA would likely hold things up if they saw that. Trying to be helpful, I told the realtor I would put together a letter on my letterhead stating repairs appeared satisfactory but my letter would be nothing more than a copy and paste of the verbiage in my report. She said that would be fine. I put the letter together, print it to PDF, and e-mail it to the realtor to pass along to BOA.
Well, BOA nixed my letter because I didn't sign it. OK. I print out the letter, sign it, scan it, and e-mail it to the realtor. She calls me again today saying BOA won't accept this letter because....get this.....they can't read my signature and my name does not appear in print next to my signature. WTF????? It's a signature. That's how I sign my name. They want me to include my name in print near the signature AND they want me to redo my signature so they can read it. HUH??????? I've never heard such a moronic request. Never mind that my full name and company info appear in clear black lettering at the lower right-hand corner of the page. Who the f#ck do they think is signing the letter? How many of the letters in my name do they want to see in full formation to be satisfied? Absolute morons. And they are in control of millions of dollars. The last time I redid my signature was when I went to catholic grade school, and I am not doing it for these jackasses.
I called the realtor and told her my signature is my signature. I'm not changing it or resigning to satisfy these idiots. I'm not getting paid for this and I'm only doing it to try and help the buyer and BOA is wasting everybody's time. I told the realtor I would agree to a 3rd version and this is it. But......BOA has to first send me something outlining what they are looking for. IF, and only IF, I find their request agreeable, I will do this one last time. But there will be no changes to the content of the letter or the verbiage.
This is the last time I try to be helpful with one of these letters. BOA tries to make it seem like it is the inspector who is holding up the loan when they are the ones slowing things down with their dumbfounding demands.