Stand alone General Liability Insurance? - InspectionNews

Jade Bos · #1 (**permalink**) 07-16-2007, 09:47 AM

I am just getting started in the business and am looking to do some ride alongs with Hi's in the area.
For this I believe I need my own general liabilty insurance so they ( the mentoring HI) and I am covered. I contacted FREA and they do not offer a stand alone liability policy.

I am curious if anyone knows other providers who may offer stand alone general liability policy without the $3500 E&O policy.

I would also devour and appreciate any advice that members could give a new guy when it comes to insurance.

I am in the process of incorporating as an LLC.

Thanks again,
Jade Bos

Scott Patterson · #2 (**permalink**) 07-16-2007, 11:50 AM

Contact the company that you have your homeowners or car insurance with. Most will write business liability coverage. My GL is with Shelter Insurance and my E&O is now with BRP.

John Arnold · #3 (**permalink**) 07-16-2007, 12:01 PM

All I know is, I tried to get GL when I was doing ride-alongs, and couldn't. I talked to a company that does insure home inspectors, but they told me that since the jobs I would be attending weren't "mine", they couldn't sell me coverage. Actually what they said was that they could sell me coverage, but that it wouldn't really cover me if something happened. Sheesh.

Mitchell Captain · #4 (**permalink**) 07-16-2007, 02:24 PM

Try this number 561.968.5320. It's Dixie Specialty Insurance Lake Worth

Jade Bos · #5 (**permalink**) 07-16-2007, 07:30 PM

Thanks for the replies guys - this forum is a great!

I'm talking to a couple of insurance people tommorrow. I'll post any pertinent findings.

Jade Bos

Jerry Peck · #6 (**permalink**) 07-16-2007, 09:37 PM

Quote:

Originally Posted by Mitchell Captain

Try this number 561.968.5320. It's Dixie Specialty Insurance Lake Worth

That's who I had my GL through also.

Mitchell Captain · #7 (**permalink**) 07-17-2007, 06:49 AM

She shells gave me that number many moons ago and I've use them ever since.

Captain

Ben Garrison · #8 (**permalink**) 07-17-2007, 05:05 PM

Allen Insurance will write stand-alone General Liability.

If you try the company who writes your homeowners and/or auto, see if they will cut you a multi-line discount. Worth a try at least.

Ben