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Old 02-10-2008, 05:59 PM
Jonathan Clevenger Jonathan Clevenger is offline
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Join Date: Dec 2007
Location: Ohio
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Pay Per Inspection Insurance?
Has anyone used (or thought about using and didn't) the "pay per inspection" insurance offered by Allen Insurance? Seems like it might be a good way to start out. Any opinions? One downfall I see is that it only covers claims made while you have the insurance. Anyone?
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Old 02-11-2008, 08:18 AM
Rick Hurst's Avatar
Rick Hurst Rick Hurst is offline
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Re: Pay Per Inspection Insurance?
That may be worth it if you only did 1-5 inspections a year.

If that is so, you need to find another occupation. Anyone in this biz that is working at it would need coverage for everyday.

rick
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Old 02-11-2008, 08:32 AM
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Scott Patterson Scott Patterson is offline
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Re: Pay Per Inspection Insurance?
Pay as you go insurance is not the way to go. It will cost you 10X's more in the long run and if you are in a state that requires E&O it will not be accepted.

Look at BRP and Allen, I think they offer payment plans to help defer the initial cost. FREIA offers one as well, but I believe it will cost more.
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Old 02-11-2008, 10:39 AM
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Nolan Kienitz Nolan Kienitz is offline
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Re: Pay Per Inspection Insurance?
State Farm also offers E&O, but you would have to check with your agent to see if they write in your state.

Local agents will have to go to State Farm corporate/regional office to get the quote out to you.
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Old 02-11-2008, 02:29 PM
Jonathan Clevenger Jonathan Clevenger is offline
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Claims Made or Occurance?
Do most people get the claims made insruance? or Occurance insurance policys?
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Old 02-11-2008, 02:40 PM
Dom D'Agostino Dom D'Agostino is offline
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Re: Claims Made or Occurance?
Quote:
Originally Posted by Jonathan Clevenger View Post
Do most people get the claims made insruance? or Occurance insurance policys?
Most inspectors purchase the "cheapest" plan available, ironically.

Your mileage may vary...
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