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  1. #1
    Join Date
    Jan 2013
    Location
    British Columbia
    Posts
    18

    Default E&O Insurance in British Columbia

    My fellow Canadians!

    I'm in the process of renewing my E&O insurance and reading the policy details, I notice that it will not cover anything that remotely refers to mould or fungi.

    I'm in BC and this insurance is a requirement to maintain my license. Does anyone know of an insurance company, in British Columbia, whose policy does not exclude mould?

    Thanks,
    Doug

    2018 ASHI InspectionWorld
    Checkpoint Home Inspections
    www.checkpointinspections.ca

  2. #2
    Join Date
    Jan 2013
    Location
    British Columbia
    Posts
    18

    Default Re: E&O Insurance in British Columbia

    80 views and 0 replies!

    Checkpoint Home Inspections
    www.checkpointinspections.ca

  3. #3
    Join Date
    Mar 2007
    Location
    Spring Hill (Nashville), TN
    Posts
    5,847

    Default Re: E&O Insurance in British Columbia

    Quote Originally Posted by Doug Campone View Post
    80 views and 0 replies!
    Could be that we don't have many folks from British Columbia visit the site on a regular basis...... Patience grasshopper!!!

    Scott Patterson, ACI
    Spring Hill, TN
    www.traceinspections.com

  4. #4
    Join Date
    Mar 2007
    Location
    Windsor Ontario
    Posts
    363

    Default Re: E&O Insurance in British Columbia

    Hello Doug, it's my understanding extremely few, if any, cover mould. I believe HUB recently included asbestos and pollution coverage; but the "m" word seems to be a subject that is a hot button for insurers, at least in Canada.

    Good luck in your pursuit!


  5. #5
    Join Date
    Nov 2013
    Location
    Ontario
    Posts
    1

    Default Re: E&O Insurance in British Columbia

    Quote Originally Posted by Claude Lawrenson View Post
    Hello Doug, it's my understanding extremely few, if any, cover mould. I believe HUB recently included asbestos and pollution coverage; but the "m" word seems to be a subject that is a hot button for insurers, at least in Canada.

    Good luck in your pursuit!
    I will agree with this statement. I'm an engineer north of the Border that has done plenty of insurance-related work. The Insurance companies hate doing anything mould-related due to the potential liability issues and the shaky science behind health claims associated with mould. There are a few insurers in Ontario that have separate mould riders for professional liability policies.

    Try calling up a broker out in BC to see if they can track down an insurer that is willing to insure against mould.


  6. #6
    Join Date
    Mar 2007
    Location
    Montreal, Quebec
    Posts
    40

    Default Re: E&O Insurance in British Columbia

    Try HUB


  7. #7
    Join Date
    Feb 2014
    Location
    Alberta
    Posts
    9

    Default Re: E&O Insurance in British Columbia

    Quote Originally Posted by Doug Campone View Post
    My fellow Canadians!

    I'm in the process of renewing my E&O insurance and reading the policy details, I notice that it will not cover anything that remotely refers to mould or fungi.

    I'm in BC and this insurance is a requirement to maintain my license. Does anyone know of an insurance company, in British Columbia, whose policy does not exclude mould?

    Thanks,
    Doug
    CAHPI-BC's Legal Benefits Plan (i.e., E&O) includes coverage for mould.

    See members area at Canadian Association of Home & Property Inspectors (BC)


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