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  1. #1
    Join Date
    Jan 2013
    Location
    British Columbia
    Posts
    18

    Default E&O Insurance in British Columbia

    My fellow Canadians!

    I'm in the process of renewing my E&O insurance and reading the policy details, I notice that it will not cover anything that remotely refers to mould or fungi.

    I'm in BC and this insurance is a requirement to maintain my license. Does anyone know of an insurance company, in British Columbia, whose policy does not exclude mould?

    Thanks,
    Doug

    F.I.R.E. Services
    Checkpoint Home Inspections
    www.checkpointinspections.ca

  2. #2
    Join Date
    Jan 2013
    Location
    British Columbia
    Posts
    18

    Default Re: E&O Insurance in British Columbia

    80 views and 0 replies!

    Checkpoint Home Inspections
    www.checkpointinspections.ca

  3. #3
    Join Date
    Mar 2007
    Location
    Spring Hill (Nashville), TN
    Posts
    5,848

    Default Re: E&O Insurance in British Columbia

    Quote Originally Posted by Doug Campone View Post
    80 views and 0 replies!
    Could be that we don't have many folks from British Columbia visit the site on a regular basis...... Patience grasshopper!!!

    Scott Patterson, ACI
    Spring Hill, TN
    www.traceinspections.com

  4. #4
    Join Date
    Mar 2007
    Location
    Windsor Ontario
    Posts
    366

    Default Re: E&O Insurance in British Columbia

    Hello Doug, it's my understanding extremely few, if any, cover mould. I believe HUB recently included asbestos and pollution coverage; but the "m" word seems to be a subject that is a hot button for insurers, at least in Canada.

    Good luck in your pursuit!


  5. #5
    Join Date
    Nov 2013
    Location
    Ontario
    Posts
    1

    Default Re: E&O Insurance in British Columbia

    Quote Originally Posted by Claude Lawrenson View Post
    Hello Doug, it's my understanding extremely few, if any, cover mould. I believe HUB recently included asbestos and pollution coverage; but the "m" word seems to be a subject that is a hot button for insurers, at least in Canada.

    Good luck in your pursuit!
    I will agree with this statement. I'm an engineer north of the Border that has done plenty of insurance-related work. The Insurance companies hate doing anything mould-related due to the potential liability issues and the shaky science behind health claims associated with mould. There are a few insurers in Ontario that have separate mould riders for professional liability policies.

    Try calling up a broker out in BC to see if they can track down an insurer that is willing to insure against mould.


  6. #6
    Join Date
    Mar 2007
    Location
    Montreal, Quebec
    Posts
    40

    Default Re: E&O Insurance in British Columbia

    Try HUB


  7. #7
    Join Date
    Feb 2014
    Location
    Alberta
    Posts
    9

    Default Re: E&O Insurance in British Columbia

    Quote Originally Posted by Doug Campone View Post
    My fellow Canadians!

    I'm in the process of renewing my E&O insurance and reading the policy details, I notice that it will not cover anything that remotely refers to mould or fungi.

    I'm in BC and this insurance is a requirement to maintain my license. Does anyone know of an insurance company, in British Columbia, whose policy does not exclude mould?

    Thanks,
    Doug
    CAHPI-BC's Legal Benefits Plan (i.e., E&O) includes coverage for mould.

    See members area at Canadian Association of Home & Property Inspectors (BC)


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