Thread: New Kansas H.I. / need Insurance

Hello to all.

I'm looking for some help in finding general liability insurance at a fair price. The "NEW" Kansas Home Inspectors Board requires a min. of $100,000.00. I got a quote from my local agent for $2,500.00. That sounds way out of line, to me. I'm thinking it should be more in the $400.00 to $500.00 range?

Thanks for your help
Howard Magathan
Emporia, Kansas

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Howard have you called Allen Insurance? 800-474-4472 or you can try the web page allenins.com

David,

Thanks for the info. I will check into it.

I've been doing ( ASHI ) inspections, part time, since 1989, but was never "required" to have insurance before. Oh well; I want to do every thing "by the book" as I plan to become a full time inspector in Kansas.

Howard Magathan
Emporia, Kansas

Call Wally Glaser in St. Louis.

His # is 314.725.8394 extension 278.

I'm going to purchase my insurance through him.

He's super helpful and his rates are very reasonable.

Howard,
When checking around for insurance be aware of the difference between general liability and professional liability AKA errors and omissions (E&O) insurance. I get my E&O through OREP. They have good rates are pretty easy to deal with. General liability covers you for things like your ladder falling on a home owners Mercedes, it will not protect you from clients suing you for something you missed.