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  1. #1
    Daniel Ramirez's Avatar
    Daniel Ramirez Guest

    Default New Inspector With FHA questions

    I'm a new inspector in CA and I get the constant question from realtors if I'm a FHA inspector. I say no, then they go on to tell me that they cant use me for any of their FHA loans... I'm confused, I think their wrong / misguided, all the research I pull up is the opposite, but I need proof to convince them they can use me... (I think...) Please help, I'm loosing a lot of business!

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  2. #2
    Join Date
    Sep 2007
    Location
    North Las Vegas Nv 89081
    Posts
    37

    Default Re: New Inspector With FHA questions

    There's no such thing as an FHA certified inspector as angents call them.
    That only applies to FHA certified appraisers. Any agent that tells you different is full of crap.
    On an FHA loan the buyer can use any inspector they so choose.

    Jerry DiGiovanni


  3. #3
    Join Date
    Sep 2008
    Location
    so so, California
    Posts
    1,769

    Default Re: New Inspector With FHA questions

    Quote Originally Posted by Jerry DiGiovanni View Post
    There's no such thing as an FHA certified inspector as angents call them.
    That only applies to FHA certified appraisers. Any agent that tells you different is full of crap.
    On an FHA loan the buyer can use any inspector they so choose.

    Jerry DiGiovanni
    I agree, full of crap.

    The MAZZA INSPECTION GROUP
    www.mazzainspections.com
    Level III Thermo-picture-taker-er...er

  4. #4
    Join Date
    Sep 2008
    Location
    so so, California
    Posts
    1,769

    Default Re: New Inspector With FHA questions

    Quote Originally Posted by Jerry DiGiovanni View Post
    There's no such thing as an FHA certified inspector as angents call them.
    That only applies to FHA certified appraisers. Any agent that tells you different is full of crap.
    On an FHA loan the buyer can use any inspector they so choose.

    Jerry DiGiovanni
    Oh yea, Jerrys correct...

    The MAZZA INSPECTION GROUP
    www.mazzainspections.com
    Level III Thermo-picture-taker-er...er

  5. #5
    Mike Inspector's Avatar
    Mike Inspector Guest

    Default Re: New Inspector With FHA questions

    There are FHA fee roster inspectors that do inspections. To be funded by a FHA loan the inspection must meet FHA guidlines and/or be done by a FHA fee roster inspector.

    Only a FHA fee roster inspector can do FHA CIRs also


  6. #6
    Join Date
    May 2009
    Location
    Washington State
    Posts
    358

    Default Re: New Inspector With FHA questions

    Jerry said it best - Realtors are full of C R A P ! The other thing about FHA/VA funded loans is that the lenders cannot require a home inspection as a condition of the loan, only a pest inspection that relates to insects can be required.... Another thing I get a kick out of is when a lender calls and asks for page 2 of the NPMA 33 FHA/VA Wood destroying Insect form. When they do, it tells me they (lender) hasn't done many FHA/VA loans because it is a "read-only" sheet. If they've seen it once that should do it for most underwriters with a pea-sized brain.


  7. #7
    Mike Inspector's Avatar
    Mike Inspector Guest

    Default Re: New Inspector With FHA questions

    Quote Originally Posted by Jim Hintz View Post
    Jerry said it best - Realtors are full of C R A P ! The other thing about FHA/VA funded loans is that the lenders cannot require a home inspection as a condition of the loan, only a pest inspection that relates to insects can be required.... Another thing I get a kick out of is when a lender calls and asks for page 2 of the NPMA 33 FHA/VA Wood destroying Insect form. When they do, it tells me they (lender) hasn't done many FHA/VA loans because it is a "read-only" sheet. If they've seen it once that should do it for most underwriters with a pea-sized brain.
    FHA has requirements on their loans. Certain things MUST be in place and working. If these things are NOT in place or working the loan will not fund until they are. I do about 100 of these inspections and CIR's a year.


  8. #8
    Join Date
    May 2009
    Location
    Washington State
    Posts
    358

    Default Re: New Inspector With FHA questions

    Quote Originally Posted by Mike Inspector View Post
    FHA has requirements on their loans. Certain things MUST be in place and working. If these things are NOT in place or working the loan will not fund until they are. I do about 100 of these inspections and CIR's a year.
    The SOP's generally exceed the FHA conditions, CA may be different.


  9. #9
    Join Date
    Mar 2007
    Location
    Anacortes, Washington
    Posts
    395

    Default Re: New Inspector With FHA questions

    If they require a FHA compliance inspection then they will need a FHA inspector. Those are rarely ask for however we do see them in conjunction with manufactured homes. I have been a FHA/HUD inspector for 8 years and in normal buyers transactions this type of inspection rarely comes up. One way we filter out those that need a compliance inspection is by asking what type of FHA form they will need completed. If its a 92051 form then that's a compliance inspection.

    //Rick

    Rick Bunzel
    WWW.PacCrestInspections.com
    360-588-6956

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