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  1. #1
    David Matherly's Avatar
    David Matherly Guest

    Default Health Insurance

    I know this is not the "norm" as far a home inspection topics go but I am a new inspector and I would like to know what, if any health insurance possibilities are for a home inspector.

    Thanks,
    Mike

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  2. #2
    Join Date
    Mar 2007
    Location
    Dallas, Texas
    Posts
    4,112

    Default Re: Health Insurance

    Try NASE. I have had insurance through them for the past couple of years, mainly since they specifically included on-the-job accidents.
    I could get cheaper health insurance through my wife's employer, but they would not cover me if I fell of a roof.
    I will be looking for a new source pretty quick though, I just got another price increase today.
    I payed a 25% premium over the quoted price since I had a sore shoulder that my doctor wrote of to arthritis a few years ago, then another increase last year and a jump from 400 to 485 per month today.
    Over a 20% increase!
    Of course I just turned 50 so I might be out of luck finding anything cheaper.
    BTW, I do have disability rolled into that payment.

    Jim Luttrall
    www.MrInspector.net
    Dallas, Texas

  3. #3
    Join Date
    Oct 2003
    Location
    Rockwall Texas
    Posts
    4,517

    Default Re: Health Insurance

    NASE is who we have also.

    They have paid out on claims quickly and the insurance has always been taken at the hospitals with no out of pocket at the moment.

    We chose a 3500. deductible to attempt to reduce the premium a bit but still pay out like 560. a month. Thats coverage just on me and the wife. Thats not for a family policy.

    rick


  4. #4
    Join Date
    Mar 2007
    Location
    Spring Hill (Nashville), TN
    Posts
    5,829

    Default Re: Health Insurance

    Quote Originally Posted by David Matherly View Post
    I know this is not the "norm" as far a home inspection topics go but I am a new inspector and I would like to know what, if any health insurance possibilities are for a home inspector.

    Thanks,
    Mike
    The only reason my wife works is for health insurance, this is how we take care of this issue.

    I have a very good home inspector friend who works at Starbucks 20-25 hours a week so he can get their health insurance.

    Scott Patterson, ACI
    Spring Hill, TN
    www.traceinspections.com

  5. #5
    David Matherly's Avatar
    David Matherly Guest

    Default Re: Health Insurance

    I appreciate all the information.

    God Bless,

    Mike


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