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  1. #1
    Join Date
    Mar 2007
    Location
    Chicago IL
    Posts
    117

    Default We just saved a boatload on E and O

    We are a multi-inspector firm with 12 field personnel and an office manager. Our E and O carrier which we really like and which has a high profile in our industry, wanted to jack up our premium by almost double to about 12 grand this year. We shopped around and found a similar policy with comparable coverage by Hanover for less than half what our previous insurer wanted us to pay. That's real money and we feel fortunate to have stumbled onto it. Ben Garrison at Elite MGA in California signed us up. Just thought I'd pass it along. I hope more of you can save some dough.

    Crawl Space Creeper
    Dan Cullen
    www.domicileconsulting.com
    Chicago IL

  2. #2
    Join Date
    Mar 2007
    Location
    Spring Hill (Nashville), TN
    Posts
    5,851

    Default Re: We just saved a boatload on E and O

    I've been with them for a couple years.......

    Scott Patterson, ACI
    Spring Hill, TN
    www.traceinspections.com

  3. #3
    Join Date
    Sep 2008
    Location
    so so, California
    Posts
    1,867

    Default Re: We just saved a boatload on E and O

    Hey brother, you have a contact # for that guy?


  4. #4
    Join Date
    Mar 2007
    Location
    Spring Hill (Nashville), TN
    Posts
    5,851

    Default Re: We just saved a boatload on E and O

    Quote Originally Posted by Marc M View Post
    Hey brother, you have a contact # for that guy?
    Ben's email:
    bgarrison@elitemga.com

    Scott Patterson, ACI
    Spring Hill, TN
    www.traceinspections.com

  5. #5
    Join Date
    Jan 2010
    Location
    sellersburg, in. work in lou, ky.
    Posts
    138

    Default Re: We just saved a boatload on E and O

    Not sure if they do your area but I only pay $1200 per year for E&O and General.

    Inspector Pro Insurance Program
    Citadel Insurance Services
    Aaron Menlove
    826 E State Rd. Suite 100,
    American Fork, UT 84003
    (801) 610/2708 (Direct)
    (801) 610/2701 (Fax)aaronm@citadelus.com
    www.inspectorproinsurance.com/


  6. #6
    Join Date
    Mar 2007
    Location
    Orlando, FL
    Posts
    1,592

    Default Re: We just saved a boatload on E and O

    Quote Originally Posted by Scott Patterson View Post
    I've been with them for a couple years.......
    Same here....


  7. #7

    Default Re: We just saved a boatload on E and O

    Gentlemen --

    Feel free to inquire... You can fill out an application online at https://www.eiipro.com/quotes/home-i...s-application/ or give me a call at 302-690-9839.

    I appreciate the positive feedback and loyalty for those who existing Elite MGA customers.


  8. #8
    Join Date
    Mar 2007
    Location
    Chicago IL
    Posts
    117

    Default Re: We just saved a boatload on E and O

    Quote Originally Posted by kenny martin View Post
    Not sure if they do your area but I only pay $1200 per year for E&O and General.

    Inspector Pro Insurance Program
    Citadel Insurance Services
    Aaron Menlove
    826 E State Rd. Suite 100,
    American Fork, UT 84003
    (801) 610/2708 (Direct)
    (801) 610/2701 (Fax)aaronm@citadelus.com
    www.inspectorproinsurance.com/
    Is that just for yourself Kenny?

    Dan Cullen
    www.domicileconsulting.com
    Chicago IL

  9. #9
    Join Date
    Jan 2010
    Location
    sellersburg, in. work in lou, ky.
    Posts
    138

    Default Re: We just saved a boatload on E and O

    Yes.. just me but like I said that's E&O and General.


  10. #10
    Join Date
    Aug 2014
    Location
    Florida
    Posts
    47

    Default Re: We just saved a boatload on E and O

    We just signed on with Ben Garrison from Elite MGA. I researched other companies and Ben gave us the best deal. Thanks, Ben!


  11. #11
    Join Date
    Jan 2010
    Location
    sellersburg, in. work in lou, ky.
    Posts
    138

    Default Re: We just saved a boatload on E and O

    Quote Originally Posted by JC Warner View Post
    We just signed on with Ben Garrison from Elite MGA. I researched other companies and Ben gave us the best deal. Thanks, Ben!

    I never even received a reply from Elite MGA so I could see what they offer.. that's a big turn off!


  12. #12
    Join Date
    Mar 2007
    Location
    Orlando, FL
    Posts
    1,592

    Default Re: We just saved a boatload on E and O

    Quote Originally Posted by kenny martin View Post
    I never even received a reply from Elite MGA so I could see what they offer.. that's a big turn off!
    That's weird. They have an online quote feature, did you use it?

    Dom.


  13. #13
    Join Date
    Jan 2010
    Location
    sellersburg, in. work in lou, ky.
    Posts
    138

    Default Re: We just saved a boatload on E and O

    Yes, I did do the online quote but it said someone would get in touch with me..


  14. #14

    Default Re: We just saved a boatload on E and O

    Kenny -- I have nothing in my system indicating that you applied however I looked you up by your first and last name. I don't have your company name so maybe it's under that?

    Regardless, I'm happy to help you out and you can email me at bgarrison@elitemga.com. I will get back to you if you email me directly, I have a pretty good reputation for fast turn around time.


  15. #15
    Eric Shuman's Avatar
    Eric Shuman Guest

    Default Re: We just saved a boatload on E and O

    I went with Ben last year too. Very happy with the price and Ben is always very helpful and a pleasure to work with.


  16. #16
    Join Date
    Jan 2010
    Location
    sellersburg, in. work in lou, ky.
    Posts
    138

    Default Re: We just saved a boatload on E and O

    Just updating my previous post to let it be known Ben did contact me and we will likely be switching to his company soon..


  17. #17
    Join Date
    Feb 2008
    Location
    Caledon, Ontario
    Posts
    4,982

    Default Re: We just saved a boatload on E and O

    I'd be more interested to know why the vast difference in premium price?

    Also is Elite writing policies in Ontario, Canada.

    That price is very good, that is what E&O should cost, not any more, and certainly not any more than the prices I see some are paying up here in the great white north.


  18. #18
    Join Date
    Jan 2010
    Location
    sellersburg, in. work in lou, ky.
    Posts
    138

    Default Re: We just saved a boatload on E and O

    It was almost the identical pricing between the two I know of, they must be well aware of each others practices? OR, he read my post! LOL!

    - - - Updated - - -


  19. #19

    Default Re: We just saved a boatload on E and O

    The pricing can vary among E&O providers or it can be similar. There are differences with how we each operate and the types of carriers we use to insure our clients. I think service is a big consideration as you want to get a live voice on the other end of the phone when you need something.

    Raymond, unfortunately I don't write in Canada and haven't since my FREA days. Heard the prices up there have increased... well, something about HUB having a rate increase?

    Happy to assist anyone else who is in the market.

    Ben


  20. #20
    Join Date
    Feb 2008
    Location
    Caledon, Ontario
    Posts
    4,982

    Default Re: We just saved a boatload on E and O

    Thanks Ben.


  21. #21
    Join Date
    Mar 2007
    Location
    San Diego, CA
    Posts
    30

    Default Re: We just saved a boatload on E and O

    Quote Originally Posted by Raymond Wand View Post
    Thanks Ben.
    Hello- this is David Brauner at OREP.org. We have many of the coverages included in our base policy (no add on charges) that many other programs do not- at rates that are extremely competitive. You can have it all: broad coverage and low rates and good service. Inspectors joining our program tell us rates have gone up at many of the other programs around the country- familiar names. Check out our rates and coverages for yourself- and with an Admitted carrier! We've been around over 12 years and I've been serving inspector's E&O needs over 20. We're happy to help you. Thanks.

    Home Inspector Insurance - E & O Insurance for Home Inspectors

    - - - Updated - - -

    Quote Originally Posted by Raymond Wand View Post
    Thanks Ben.
    Hello- this is David Brauner at OREP.org. We have many of the coverages included in our base policy (no add on charges) that many other programs do not- at rates that are extremely competitive. You can have it all: broad coverage and low rates and good service. Inspectors joining our program tell us rates have gone up at many of the other programs around the country- familiar names. Check out our rates and coverages for yourself- and with an Admitted carrier! We've been around over 12 years and I've been serving inspector's E&O needs over 20. We're happy to help you. Thanks.

    Home Inspector Insurance - E & O Insurance for Home Inspectors

    - - - Updated - - -

    Quote Originally Posted by Raymond Wand View Post
    Thanks Ben.
    Hello- this is David Brauner at OREP.org. We have many of the coverages included in our base policy (no add on charges) that many other programs do not- at rates that are extremely competitive. You can have it all: broad coverage and low rates and good service. Inspectors joining our program tell us rates have gone up at many of the other programs around the country- familiar names. Check out our rates and coverages for yourself- and with an Admitted carrier! We've been around over 12 years and I've been serving inspector's E&O needs over 20. We're happy to help you. Thanks.

    Home Inspector Insurance - E & O Insurance for Home Inspectors

    - - - Updated - - -

    Quote Originally Posted by Raymond Wand View Post
    Thanks Ben.
    Hello- this is David Brauner at OREP.org. We have many of the coverages included in our base policy (no add on charges) that many other programs do not- at rates that are extremely competitive. You can have it all: broad coverage and low rates and good service. Inspectors joining our program tell us rates have gone up at many of the other programs around the country- familiar names. Check out our rates and coverages for yourself- and with an Admitted carrier! We've been around over 12 years and I've been serving inspector's E&O needs over 20. We're happy to help you. Thanks.

    Home Inspector Insurance - E & O Insurance for Home Inspectors


  22. #22
    Join Date
    Feb 2008
    Location
    Caledon, Ontario
    Posts
    4,982

    Default Re: We just saved a boatload on E and O

    David

    Are you licenced in Ontario to provide insurance?

    Those prices on your website must be American prices?

    thank you.


  23. #23
    Join Date
    Mar 2007
    Location
    San Diego, CA
    Posts
    30

    Default Re: We just saved a boatload on E and O

    Quote Originally Posted by Raymond Wand View Post
    David

    Are you licenced in Ontario to provide insurance?

    Those prices on your website must be American prices?

    thank you.
    I'm sorry Mr. Wand- we are not in Canada.


  24. #24
    Join Date
    Feb 2008
    Location
    Caledon, Ontario
    Posts
    4,982

    Default Re: We just saved a boatload on E and O

    Too bad your rates are much better than up here.

    Thanks.


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